Our Services

BBM Financial Services addresses the financial, insurance and planning needs of individuals, families and businesses. While we are classified as being in the investment, insurance and retirement business, what we really do is help you build confidence with your financial well being . And isn’t that what everyone is really after?

Wealth Strategies & Financial Planning

“A penny saved is a penny earned”, or so said Benjamin Franklin. But a penny — or even a dollar — doesn’t amount to much these days. While Ben’s premise is still true, what you do with those pennies or dollars really does matter.

BBM Financial Services offers the expertise and products to make the most of your investments. From college savings plans and retirement income, to mutual fund investing and planned giving, your BBM advisor will provide you with investment options that would make Benjamin Franklin envious. 

  • Traditional & Roth IRAs
  • IRA Rollovers
  • Stretch IRAs
  • Stocks
  • Mutual Funds
  • Privately Managed Accounts
  • College Savings Plans
  • Retirement Income
  • Charitable Giving
  • Brokerage Accounts
  • Traditional IRA
  • Treasury Bills
  • Government Securities
  • Treasury Notes
  • Variable Annuities

Insurance Services

You’ve worked hard to provide for your family and your future. You certainly don’t want (or even expect) anything to interfere with your ability to protect what you care for. But things happen — death, injury, illness, a long-term stay in a care facility — and without proper insurance, when something happens, the financial health of your family is at risk.

BBM Financial Services will show you how to use affordable insurance to protect your assets from loss in the event of an unfortunate event. You’ll know that your health, financial picture and your family's future will be cared for no matter what the future has in store. 

  • Term, Universal, & Variable Life
  • Disability Income Protection
  • Survivorship Life
  • Workplace Employee Benefits
  • Long-term Care
  • MedAdvantage / Medi-gap
  • Individual Health Insurance
  • Critical Illness Care
  • Premium Financed Life

Employee Benefits & Retirement Planning

Forty or fifty years in a career and what do have to show for it? Well, that depends on how you manage your financial resources during your working years.

Pension plans, 401(k) programs, executive retirement plans and more are all options to consider as a participant or as an employer. The professionals at BBM Financial Services are trusted advisors ensuring that your retirement planning will achieve your goals for the future. Through our strategic alliance with the Retirement Plan Advisory Group, BBM provides retirement solutions backed by national resources.

Employee Benefits

  • 401(k) / TSA (403(b))
  • SIMPLE / SEP
  • Profit Sharing Plans
  • Pension Plans
  • 457(b) & 457(f) Plans
  • Executive Retirement
  • Deferred Compensation
  • TPA Services
  • Money Management
  • Money Purchasing Plans
  • Profit Sharing Plans

Retirement Planning

  • Budgeting
  • Social Security Optimization
  • Converting Assets to Income
  • Pension Maximization
  • Keeping Ahead of Inflation
  • Required Minimum Distributions

The Retirement Plan Advisory Group is not affiliated with Royal Alliance Associates, Inc.